1. Introduction

1.1 These terms and conditions (“Terms”) apply to the ‘Plan Now, Pay Later’ Promotion (“Promotion”) provided by Aura Life Limited (“Aura”, “Provider”, “we”, “us”, “our”), offering customers the option to take out a funeral plan in December 2025 and to pay, or start making, payments by 9 January 2026 across our pre-paid funeral plan product range (“Product”).

2. Promotional Period

2.1 The Promotion starts on 2 December 2025 and ends on 31 December 2025 (“Promotion Period”).

2.2 Only Products taken out during the Promotion Period are eligible for the Promotion.

3. Promotion Details

3.1 Plans in the Promotion can be taken out via telephone 

3.2 Payment options include full payment or spreading the cost over 12 or 24 months at no extra charge. Cover starts only after all instalments are fully paid. Payment in full, or a valid payment method for the first instalment payment, must be received or set up by 9 January 2026. For instalment plans, subsequent payments will then be due in line with the applicable payment schedule.

3.3 Individuals who have previously held a Product from Aura that was later cancelled are not eligible for this Promotion.

4. Eligibility

4.1 The Promotion is open to all new Planholders who purchase a Product from Aura during the Promotion Period.

4.2 If the plan holder has been diagnosed with a terminal illness or is expected to pass away within the next 12 months please call us to discuss the options available as a Pre-Paid Funeral Plan may not be the most appropriate option.

5. Data Protection

By participating in this Promotion, you consent to Aura and its authorised partners processing your personal data for the administration of the Promotion and inline with Aura’s Privacy Notice which can be found at https://www.aura.life/privacy-policy.

6. Terms of Use

Aura reserves the right to cancel any Product in cases of misuse or breach of these terms. 

Aura may amend or withdraw this Promotion without prior notice.

These terms apply in addition to Aura’s standard service terms (“full Terms and Conditions”), and all decisions regarding this offer are final.

By participating, you agree to these terms, which may be updated without notice.

Please click here to see our full Terms and Conditions.