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The UK’s Top-Rated Prepaid Direct Cremation Plans

For those planning ahead, our person-centred support and family-run values can provide comfort to you and your loved ones.

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What Is a Prepaid Direct Cremation Plan?

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A prepaid direct cremation plan allows you to plan and pay for your funeral in advance, easing the emotional and financial burden on your family during their time of grief. 

At Aura, we like to think about our plans as a thoughtful gift for those we leave behind. You can plan this meaningful gesture with confidence knowing that your arrangements are safe.

Aura is regulated by the Financial Conduct Authority (FCA) and our plans are protected by the Financial Services Compensation Scheme (FSCS). Your money is held in a secure trust that is managed independently from Aura, so you have peace of mind that your money is safe.

How Our Top-Rated Prepaid Direct Cremation Plans Work

When you’ve found the right Aura direct cremation funeral plan for you, you can make your purchase online or call our helpful team.

They’ll help organise arrangements and send the paperwork to you when it’s completed.

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We work with your loved ones

You will need to select a trusted relative or friend as your nominated representative, who will be our point of contact when you pass away. They will also receive a helpful guide on how to reach out to us when they need to.

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We keep your money secure

After purchasing your plan, your funds will be placed in a secure, independently-managed trust. This ensures your funds are safe and ready for when they are needed. You can then relax knowing everything is taken care of.

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We’ll take care of everything

Your representative will notify us of your death, and we’ll do the rest. Our compassionate Aura Angels team will guide them through each step, helping with paperwork, funeral arrangements, grief support, and ensuring your final wishes are met with respect and care.

Direct Cremations vs. Traditional Cremations

Aura Funerals

Aura Cremation

from £1,595

  • Simple, unattended cremation service
  • Low-cost alternative that focuses solely on the cremation
  • Allows family to take their time and arrange a more personalised celebration of life later
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Traditional Cremation

Average cost: £3,795

  • Formal, attended cremation service
  • Average cost is £3,795 (SunLife (2024) Cost of Dying Report)
  • Typically includes expensive extras such as hearses, limousines and flowers

Why choose a Direct Cremation Plan?

Choosing a direct cremation plan brings peace of mind for those you love most.

You can make your own choices regarding the arrangements of your funeral. You can then share your wishes with your loved ones by organising everything ahead of time. This relieves your family from the stress of making complex decisions during their grief.

Our plans also protect against potential future inflation and rising costs, ensuring your loved ones aren’t burdened with unexpected expenses during a difficult time.

 

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The Benefits of an Aura Direct Cremation Plan

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All-Inclusive Pricing

There are no hidden costs with our direct cremation funeral plans; all necessary costs relating to your funeral are included in the price of your plan.

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Family-Run Values

Aura is a family-run business. We offer personalised care from our family to yours, providing people-centred care that can’t be matched by larger providers.

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Satisfaction Guaranteed

We’re confident that you’ll gain total peace of mind from our direct cremation plans and customer service. If not, we’ll give you a full refund.

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Secure Financial Protection

Your money is held in a secure, independently-managed trust and is protected by the FSCS, ensuring safety for your money and peace of mind for you.

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Exceptional Customer Support

Our customer-support team have made us the top-rated direct cremation plan provider on Trustpilot, with 4.9/5 stars, so you’re in good hands with Aura.

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No Added Cost On Instalments

You can pay for your direct cremation plan in full or spread the cost over 12 or 24 months. No matter how you choose to pay, the cost of your plan won’t change.

*Source: Sunlife 2024 Cost of Dying Report, stating the average cost of a funeral at £4,141.

What’s included in Aura’s Unattended Direct Cremation Plans

Aura can offer various direct cremation plans that cater to different needs, preferences and budgets.

 

Our unattended direct cremation plan starts at £1,595 and is for those seeking a straightforward option with minimal fuss. There are no guests present, yet the person who has passed is cared for with the utmost respect and dignity.

What’s included:
  • Unattended direct cremation
  • Cremation fees
  • Hand-delivered return of ashes
  • Collection from anywhere in mainland Great Britain
  • All costs associated with the delivery of your direct cremation
What’s not included
  • Attendees at the cremation
  • A service at the crematorium
  • A choice of crematorium
  • The use of a hearse, limousine or flowers
  • A minister or celebrant
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Attended direct cremation plans

If you would prefer guests at your funeral, we do offer attended direct cremation plans that include a service. This is still a stripped-back version of a traditional funeral as it does not involve a procession or pallbearers. However, your loved ones will have the chance to gather for a private moment of reflection.

We have access to a nationwide network of over 40 crematoria locations. To find out more, please click the button below.

How to Purchase a Direct Cremation Plan

Once you have decided on the right type of plan for you, you can make your purchase online or call our team.

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Take your time

We understand that this is an important decision, so we respect your need for time and won’t bother you with constant calls.

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We’re here when you’re ready

When you’re ready to buy, just call our friendly team. Alternatively, you can buy your plan online in a few simple steps.

How much our Direct Cremation Plans cost

At Aura, our direct cremation plans start at just £1,595, significantly less than half the average cost of a funeral in the UK according to SunLife. 

Choosing Aura also means your family will have nothing to pay when the time comes. Our plans are all-inclusive and by purchasing today, you lock in current prices. This means that even if funeral costs rise in the future, your family won’t have to worry about any potential increases — your plan covers everything.

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How your money is protected

Aura is committed to providing secure and reliable direct cremation plans. We are regulated by the FCA, which ensures the secure handling of your money, providing peace of mind for you and your family.

When you purchase one of our plans, your funds are placed into a secure trust that is managed independently from Aura. This trust guarantees that your money is safe and will be available when needed, whether that is to activate your plan or to provide a refund if you choose to cancel.

In addition to the secure trust, our FCA regulation means that our plans are protected by the FSCS. This protection ensures that, in the unlikely event that Aura cannot fulfil your plan, you may be eligible for compensation.

Compare Direct Cremation Plan Providers with Aura

We’re the UK’s highest rated prepaid direct cremation plan provider.

We are proud to be the top-rated “cremation services” provider on Trustpilot, holding a rating of 4.9/5 stars. Additionally, we are the only prepaid direct cremation plan provider with a five-star-rating by independent consumer champions, Fairer Finance.

It’s success like that which helps us to know that we’ve got the right balance of quality, affordability and trustworthiness. Don’t just take our word for it; see how we compare to other providers.

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Fairer finance rating
Starting from price
£1,595
£1,895
£1,700
£1,785
£1,595
Trustpilot rating
4.9/5 stars
4.8/5 stars
4.5/5 stars
4.6/5 stars
4.9/5 stars
All-inclusive*
Lifelong free cancellation
Money-back satisfaction guarantee
Trust solvency146%124.8%106%138%Unknown
No added instalment fees
* All costs associated with your cremation are included. This comparison only includes trust-based direct cremation plans. Information is correct as of September 2024.

Direct Cremation Plan FAQs

Your money is very safe in a direct cremation plan with Aura. We are regulated by the FCA, ensuring secure handling of your funds. Until your money is needed, it will be placed into an independently managed trust and be protected by independent trustees separate from Aura. Additionally, our plans are protected by the FSCS, providing an extra layer of security and peace of mind.

Yes, you can cancel your direct cremation plan with Aura and get your money back. We understand that circumstances can change, so we offer free cancellations without any fees.

It depends on your situation, but direct cremation plans can be a very helpful way to think ahead. They allow you to lock in current prices, protecting against future inflation and rising costs. This ensures that your loved ones are not burdened with unexpected expenses during a difficult time. You also can make your own choices about the kind of funeral you want, relieving your family from making decisions without you.

Yes, you can. Our team is happy to help you make changes whether that’s over email or by phone. There will be no extra charges for making changes, however, upgrading your plan may increase the overall cost.

We are the only provider of prepaid direct cremation plans that have two options rated five stars by Fairer Finance. We have earned this rating by having free cancellation and being fully guaranteed with inclusive pricing. We do not have additional charges for collecting those who have passed, the hand-delivery of ashes back to the family or the removal of medical devices.

The following will not be covered by your direct cremation plan with Aura:

  • Repatriation costs if you die outside mainland Britain
  • Embalming
  • Use of a traditional funeral director
  • Viewing of the deceased
  • Hearse and limousines
  • Procession
  • Floral tributes
  • Celebrant to officiate service
  • Any attendees at cremation (can be added for an additional charge)

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Call our friendly team for more information

If you have any questions, would like a brochure or simply would like a chat through our services, our award-winning team is here to help.

Unlike other providers, we won’t hassle you with constant calls. We’ll simply ensure you have the information you need and leave you to come to a decision in your own time. When you’re ready for us, our team will be ready to help.