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Two Together: Save £100!

Save £100 when you purchase two funeral plans together. Call us for more details.

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Pay For Your Funeral Plan Over 5 Years

We’ve partnered with Funeral Safe to help you split the cost of your funeral plan into affordable monthly payments over 5 years.

Finance is provided by Funeral Safe Ltd. Credit is subject to status and affordability.

Terms and conditions apply, for full details please click here.

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How it works

1. Speak to our team

Speak to our friendly, expert team who can talk you through the details of our five-year payment plan and answer any questions you may have.

2. Check your eligibility

Find out instantly if you are approved to apply . This eligibility checker does not affect your credit score.

3. Complete your application

Complete the simple application to get a quick decision, and receive your tailored finance offer and documents.

4. Your plan is activated

Funeral Safe make the payment directly to Aura on your behalf. You will pay a fixed affordable monthly amount until your finance is paid back. Your funeral plan will be active immediately, and peace of mind begins.

Spread the cost of your plan over 5 years

Unlike some companies, we don’t hide our prices or charge any hidden costs when the time comes. All costs relating to your funeral are included in the price of your plan, with no exceptions.

If you’d like to learn more about our other payment options, including how you can pay in full or spread the cost up to 24 months, please click here.

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5 year credit instalments

From £43.31 / month*

Pay for your funeral over 5 years with credit provided by Funeral Safe Ltd (FRN:765110).

*For guidance only. Based on a 5-year payment plan at 19.99% APR. Credit is subject to an assessment of circumstances and affordability. If you die before making all payments, Funeral Safe will not pursue your estate for any outstanding balance. Failure to repay your loan will have an impact on your credit rating and you could incur further interest. For full terms and conditions, please click here.

Important Information: Please Read

Instalment payment options may not be suitable or available if you have been diagnosed with an illness or condition which means you are likely to pass away before the end of the instalment term.

Credit finance from Funeral Safe

This is a loan provided by Funeral Safe Limited (FRN:765110) and a separate agreement to your funeral plan. Funeral Safe Limited will provide with further important pre-contractual information before you take out the loan and a credit agreement on completion.

Funeral Safe Limited provides finance from 16.99% to 19.99% APR over terms of 60 months. You must repay your finance to funeral safe limited before the date specified in your contract.

Funeral Safe Limited are a responsible lender and credit is subject to an assessment of circumstances and affordability. Acceptance is not guaranteed.

From the point your agreement is in place, we will be obliged to provide the funeral as specified.

You have the right to cancel at any time. You will receive a refund of your plan cost within 14 days of your cancellation request being received. Any interest paid up to the point of cancellation is non-refundable.

Failure to repay your loan will have an impact on your credit rating and you could incur further interest.

If you die before making all payments, Funeral Safe will not pursue your estate for any outstanding balance.

Representative Example: Loan amount of £1,695 with a monthly repayment of £43.31 over a term of 60 months at a rate of 19.99%. Total amount repayable is £2,598.60. Your personal circumstances affect the rate offered which may differ from the representative APR.

Aura Life Ltd is a Credit Broker, not a Lender. We only undertake credit-broking activities relating to the sale of Funeral Plans. We promote and introduce consumers exclusively to one lender, Funeral Safe Limited. No comparison with other lenders is made. We do not charge any brokers fee for these introductions. We do not receive any commission, other form of payment if you apply for credit with Funeral Safe Limited.

What you need to know

  • APR ranges from 16.99 – 19.99%, subject to your credit score.
  • If you cancel your plan after 30 days, your plan cost will be refunded but any interest payments are non-refundable.
  • Missing payments may impact your credit score.
  • If you pass away during the term, your estate will not be pursued.
  • Finance is not available if you’ve been diagnosed with an illness that means you are likely to pass away within the loan term.

Rated ‘Excellent’ by the families we serve

As an independent, family-run and family-sized company that only services a handful of arrangements a day, we put extra emphasis into our care. As a result, we’re the only national ‘Cremation Services’ provider to be rated 4.9/5 on Trustpilot.

All-inclusive, no hidden fees

Aura’s direct cremation funeral plans are a gift to the people you love.

A gift that provides comfort and simplicity at a difficult time for loved ones. We take away the elements that some people find unnecessary, like hearses, limousines or elaborate coffins.

See what’s included and what’s not below.

What’s included:
  • No admin fees to cancel or amend your plan
  • Cremation fees
  • Simple coffin (or bariatric / oversized if applicable)
  • Care and preparation of the person who’s died in state-of-the-art mortuary facilities
  • Unattended direct cremation
  • Administration and arrangement of your plan and the cremation services
  • Transport of the person who’s died to the crematorium
  • Removal of any pacemakers or medical implants
  • Hand-delivery of the ashes within 21 days of the cremation
  • Collection of the person who’s died from anywhere in mainland GB, 24/7/365, including private residences
  • Aura Circle including planning and legacy tools, community and resources
What’s not included:
  • Repatriation costs if you die outside mainland Great Britain
  • Embalming
  • Use of a traditional funeral director
  • Viewing of the deceased
  • Hearse and limousines
  • Procession
  • Floral tributes
  • Celebrant to officiate service
  • Any attendees at cremation (can be added for an additional charge)
  • A choice of crematorium
  • Aura Angel celebration of life planning and organisational support
Brochure

Get your free funeral planning brochure

Our brochure includes all the details you need surrounding our prepaid direct cremation funeral plans.

Get your free brochure sent by email or First Class post by clicking on the link below.

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Debs
Tamsin Ferrier
Tamsin
Roderick Beresford Cole
Roderick
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Call our friendly team for more information

If you have any questions, would like a brochure or simply would like a chat through our services, our award-winning team is here to help.

Unlike other providers, we won’t hassle you with constant calls. We’ll simply ensure you have the information you need and leave you to come to a decision in your own time. When you’re ready for us, our team will be ready to help.